Diversification may sound complicated, but it simply means making sure your retirement account investment elections contain a mix of different types of investments.
One way of diversifying your investments is through asset allocation, or deciding how much of your retirement contributions you want to put into individual asset classes (stocks, bonds and/or cash) based on your risk tolerance and how long you have until retirement.
The use of diversification and asset allocation as part of an overall investment strategy does not assure a profit or protect against loss in a declining market.
Tax qualified retirement plans from American United Life Insurance Company® (AUL) are funded by an AUL group annuity contract. While a participant in an annuity contract may benefit from additional investment and annuity related benefits under the annuity contract, any tax deferral is provided by the plan and not the annuity contract.
Registered group variable annuity contracts issued by AUL are distributed by OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor, 433 N. Capitol Ave., Indianapolis, IN 46204, 1-877-285-3863, which is a wholly owned subsidiary of AUL.
Variable products are sold by prospectus. Both the product prospectus and underlying fund prospectuses can be obtained from your investment professional or by writing to 433 N. Capitol Ave., Indianapolis, IN 46204, 1-800-249-6269. Before investing, carefully consider the fund's investment objectives, risks, charges and expenses. The product prospectus and underlying fund prospectus contain this and other important information. Read the prospectuses carefully before investing.